13 River Row Ottawa IL 61350 MLS #MRD12564920

MLS #MRD12564920 image #0
This rare three bedroom, turn-key Condo is a great investment opportunity with limited rental restrictions. Or if you choose to use it as a Summer Cottage or a full time home, it fits the bill. You will wake each morning to tranquil river views and unwind each evening as golden sunsets dance across the Illinois River, your private balconies offer the perfect front-row seat. This beautifully appointed three-story townhome is designed to help you slow down, breathe deep, and embrace the ease of life by the water. Thoughtfully laid out across every level with 9 foot ceilings on the ground and entertaining level, the home blends comfort with a natural connection to its surroundings and the effortless feel of resort-style living. With three outdoor spaces, you’ll enjoy morning coffee in the fresh air, evenings entertaining friends, or quiet moments watching boats glide past. Inside, this unit has three bedrooms, two full baths, and two half baths, along with flexible living areas ideal for both gatherings and peaceful retreats. The kitchen strikes the perfect balance of style and function with stainless steel appliances, quartz countertops, a breakfast bar, and an adjacent dining area. Outdoor living is easy with a screened-in porch and covered patio, while everyday conveniences include a second-floor laundry, and a two-car garage and a community pool located within a short walk from this address. Located in the waterfront community of Heritage Harbor, residents enjoy access to outdoor pools, an on-site restaurant, boat slips, scenic golf cart paths, and a future event venue planned for 2026. Miles of walking and biking trails weave throughout the neighborhood, including the picturesque 5K Harbor Walk. Just minutes away, downtown Ottawa offers charming shops, cafes, and year-round events. Here, every day feels like a getaway, and the river is always part of the view.

Property Details

Price:
$449,000
MLS #:
MRD12564920
Status:
Active
Beds:
3
Baths:
4
Type:
Single Family
Subdivision:
Heritage Harbor
Neighborhood:
danwaydaytonnaplateottawaprairiecenter
Listed Date:
Feb 9, 2026
Finished Sq Ft:
1,785
Year Built:
2011
WaterfrontTennisDanway / Dayton / Naplate / Ottawa / Prairie CenterDanwaydaytonnaplateottawaprairiecenterHeritage HarborRutland Elementary SchoolRutland Elementary SchoolOttawa Township High SchoolWater

Schools

School District:
140
Elementary School:
Rutland Elementary School
Middle School:
Rutland Elementary School
High School:
Ottawa Township High School

Interior

Appliances
Range, Microwave, Dishwasher, Refrigerator, Washer, Dryer, Stainless Steel Appliance(s)
Bathrooms
2 Full Bathrooms, 2 Half Bathrooms
Cooling
Central Air
Flooring
Laminate, Carpet
Heating
Natural Gas
Interior Features
Walk-In Closet(s), Quartz Counters
Laundry Features
Upper Level, Gas Dryer Hookup, Laundry Closet

Exterior

Association Amenities
Boat Dock, On Site Manager/Engineer, Park, Pool, Restaurant, Tennis Court(s)
Community Features
Sidewalks, Street Lights
Construction Materials
Other, Fiber Cement
Exterior Features
Fire Pit
Garage Spaces
2
Green Energy Efficient
Water Heater
Lot Features
Landscaped, Mature Trees
Parking Features
Concrete, Garage Door Opener, Yes, Garage Owned, Attached, Garage
Parking Spots
2
Parking Total
2
Patio And Porch Features
Deck, Patio, Screened
Roof
Asphalt
View
Water
Waterfront Features
River Front
Window Features
Screens

Financial

HOA Fee
$425
HOA Fee Frequency
Monthly
HOA Includes
Insurance, Pool, Exterior Maintenance, Lawn Care, Scavenger, Snow Removal, Other
Tax Year
2024
Taxes
$12,469

Listing Agent & Office

Tammy Barry
Homesmart Realty Group IL

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