This is not your typical “Kozy Cottage”-it is a thoughtfully designed waterfront retreat where every detail has been intentionally curated to maximize comfort, functionality, and enjoyment. From the moment you arrive, the exterior spaces set the tone for effortless entertaining and relaxation. A welcoming front patio invites gatherings and al fresco dining, while the side patio is perfectly appointed for grilling and unwinding in the hot tub. A screened-in porch extends the living space off the Great Room, and a private balcony off the primary suite offers a peaceful escape with elevated marina views. Step inside and experience a home that blends warmth with refined design. Custom shiplap walls create a timeless coastal feel, while a built-in quartz dining table and cleverly designed pantry closet add both beauty and practicality. The Great Room is the heart of the home, featuring a cozy fireplace, direct access to multiple outdoor living areas, and a stunning wall of sliding glass doors that frame picturesque waterfront views. Upstairs, the primary suite is a true sanctuary with vaulted ceilings, a private fireplace, a full wardrobe wall for optimized storage, and a dedicated vanity area. The second bedroom is equally impressive, designed to comfortably accommodate multiple guests with a custom vanity space and generous sleeping capacity. The bathroom showcases a tiled surround and a thoughtfully privatized toilet area for added convenience. The lower level continues to impress, accessed through a custom-designed door and hallway built with smart storage in mind. This level features a stylish wet bar with a full-size refrigerator, an additional fireplace, and a unique seating area that easily converts into a double Murphy bed-perfect for hosting extra guests. A full bath and an extensively shelved storage room ensure space for everything you need for both everyday living and vacation enjoyment. Every element of this home reflects quality and low-maintenance living, including luxury vinyl plank flooring, Trex decking, LP SmartSide siding, and a tankless water heater. This is more than a cottage-it’s a meticulously crafted waterfront lifestyle designed to be enjoyed at every turn. Located in the resort of Heritage Harbor with on-site restaurant, marina, pickleball, dog park, walking trails and only three miles from downtown Ottawa for additional dining and shopping.
Property Details
Price:
$569,000
MLS #:
MRD12590693
Status:
Active
Beds:
2
Baths:
3
Type:
Single Family
Subdivision:
Heritage Harbor
Neighborhood:
danwaydaytonnaplateottawaprairiecenter
Listed Date:
Apr 10, 2026
Finished Sq Ft:
1,555
Year Built:
2020
Schools
School District:
140
High School:
Ottawa Township High School
Interior
Appliances
Range, Microwave, Dishwasher, Refrigerator, Washer, Dryer, Disposal, Stainless Steel Appliance(s)
Bathrooms
2 Full Bathrooms, 1 Half Bathroom
Cooling
Central Air
Fireplaces Total
3
Flooring
Laminate
Heating
Natural Gas
Interior Features
Cathedral Ceiling(s), Dry Bar, Built-in Features, Walk-In Closet(s), High Ceilings, Quartz Counters
Laundry Features
Upper Level
Exterior
Community Features
Clubhouse, Pool, Dock, Sidewalks, Street Lights, Street Paved
Construction Materials
Other
Exterior Features
Balcony
Green Energy Efficient
Water Heater
Parking Features
Yes, Other
Parking Spots
1
Parking Total
1
Patio And Porch Features
Patio, Porch, Screened
Roof
Asphalt
View
Water
Waterfront Features
River Front
Window Features
Screens
Financial
HOA Fee
$185
HOA Fee Frequency
Monthly
HOA Includes
Parking, Clubhouse, Pool, Lawn Care, Scavenger, Snow Removal
Tax Year
2024
Taxes
$13,491
Listing Agent & Office
Tammy Barry
Homesmart Realty Group IL
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212 Leeward Way
Ottawa, IL


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