938 S 5th Street St. Charles IL 60174 MLS #MRD12652850

Built in 2016, this custom Derrico home offers over 5,000 sq ft of finished living space, with exceptional craftsmanship and luxury finishes throughout, in a prime in-town location directly across from Baker Field Park and within walking distance of both downtown St. Charles and downtown Geneva. The welcoming front porch features gas lamps and space to relax, while the interior offers 10-foot ceilings, 8-foot doors, a private study with built-ins and French doors, formal dining room with butler’s station and Sub-Zero beverage refrigerator, and a top-tier chef’s kitchen with custom cabinetry, natural quartzite countertops, walk-in pantry, oversized island, breakfast nook, Sub-Zero refrigerator, Sub-Zero stand alone ice maker, and Wolf dual-fuel range with double ovens and griddle. The spacious family room features a beamed ceiling, fireplace, and French doors leading to the private fenced backyard with professional landscaping, outdoor lighting, and new hot tub (2025). Upstairs includes 9-foot ceilings, a luxury primary suite with custom dual closets and spa bath, ensuite second bedroom, Jack-and-Jill bath serving bedrooms three and four, second-floor laundry, and a newly finished attic space with separate 2025 split system offering a 5th bedroom, bonus room, and additional storage. The finished lower level includes a large rec room with stone accent wall and LED fireplace, full wet bar with Sub-Zero wine and beverage refrigerators, exercise room, sauna, steam shower bath, second laundry room, and storage room. Oversized heated 2-car garage with high ceilings and professionally finished epoxy floors. New fencing and gates (2025), new driveway, plus new water heater, dishwasher, and washer/dryer (2025).