Located along the Illinois River in the desirable Heritage Harbor community, approximately 90 miles southwest of downtown Chicago, this charming cottage offers the perfect blend of relaxation and convenience. Ideally situated near Starved Rock State Park, Matthiessen State Park, and other area parks, as well as the historic I&M Canal and downtown Ottawa, this home provides exceptional access to outdoor recreation, dining, and shopping. The cottage is tucked away at the end of a paved walkway and features a dedicated golf cart pad, offering easy access to all community amenities. Inside, the open-concept design includes two bedrooms, each with its own private bath, creating a comfortable and functional layout. A main-floor laundry room adds everyday convenience. Step outside to the large side deck, ideal for entertaining or relaxing while enjoying river and pond views and breathtaking sunsets. Heritage Harbor delivers a true resort-style lifestyle with flexible ownership options, including onsite property management or self-management, making this property ideal as a full-time residence, weekend retreat, or investment opportunity.
Property Details
Price:
$369,900
MLS #:
MRD12548550
Status:
Active
Beds:
2
Baths:
3
Type:
Single Family
Subdivision:
Heritage Harbor
Neighborhood:
danwaydaytonnaplateottawaprairiecenter
Listed Date:
Jan 15, 2026
Finished Sq Ft:
1,217
Year Built:
2015
Schools
School District:
140
Elementary School:
Rutland Elementary School
High School:
Ottawa Township High School
Interior
Appliances
Range, Microwave, Dishwasher, Refrigerator, Washer, Dryer, Gas Cooktop, Gas Oven
Bathrooms
2 Full Bathrooms, 1 Half Bathroom
Cooling
Central Air
Flooring
Hardwood
Heating
Natural Gas
Interior Features
Cathedral Ceiling(s), 1st Floor Bedroom, 1st Floor Full Bath
Laundry Features
Main Level, Gas Dryer Hookup, In Unit
Exterior
Architectural Style
Cottage
Community Features
Park, Pool, Lake, Dock, Curbs, Sidewalks, Street Lights, Street Paved, Other
Construction Materials
Frame, Shake Siding, Other
Exterior Features
Balcony
Lot Features
Common Grounds, Corner Lot, Landscaped, Mature Trees, Views
Other Structures
Storage
Parking Features
Assigned, Unassigned, Guest, Yes
Parking Spots
1
Parking Total
1
Patio And Porch Features
Deck, Porch
Roof
Asphalt
View
Water
Waterfront Features
Pond
Financial
HOA Fee
$189
HOA Fee Frequency
Monthly
HOA Includes
Pool, Scavenger, Other
Tax Year
2024
Taxes
$10,124
Listing Agent & Office
Esmeralda Avila
Heritage Select Realty
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2 Pelican Landing
Ottawa, IL


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